Forty vehicles are hijacked in South Africa every single day.

Most owners never see it coming — and find out too late what their cover, or lack of it, actually does for them. We break down what's true, what's overpriced, and what actually helps, one fact at a time.

Source: SAPS quarterly crime statistics, 2026

53%
of all hijackings happen in Gauteng alone.
Insurers increasingly require an active vehicle tracker before they'll pay out on a theft or hijacking claim.

Eight things worth knowing before you need them.

Cover, savings and protection only feel expensive until the day you need them. Here's what the numbers actually say about each one.

Vehicle

40 cars are hijacked a day. Most owners find out their cover excludes it.

Comprehensive cover and hijack cover aren't always the same thing. Here's what to check before you need to claim.

See what's covered
Vehicle

Some insurers won't pay a hijacking claim without a working tracker.

A tracker isn't just for recovery odds — it's becoming a condition of the policy itself. Here's how that works.

See how tracking works
Vehicle

A contested claim increasingly comes down to footage, not just a case number.

When fault is in dispute, dashcam footage is fast becoming the difference between a paid claim and a rejected one.

See what dashcams catch
Vehicle

Once your manufacturer warranty lapses, every repair bill is yours alone.

Warranties typically run out well before the car's useful life does. Here's what a motor warranty actually replaces.

See your options
Health & money

Medical aid premiums are rising at roughly double inflation again this year.

2026 increases are running 6–9% against 3.3% inflation. Here's how to tell if you're still on the right plan.

Compare your options
Health & money

Only 6% of South Africans are on track to retire comfortably.

National Treasury's own number. A retirement annuity is one of the few ways left to close that gap with tax back on your side.

See how an RA helps
Health & money

A straightforward legal dispute can still run into tens of thousands of rands.

You don't need to be in a lawsuit to need a lawyer — a lease, a dismissal or a deceased estate is often enough.

See what's included
Health & money

Growth inside a Tax-Free Savings Account is never taxed — ever.

No income tax, no dividends tax, no capital gains tax on the way out. Here's how much of your annual limit you're using.

See how it works